Interest Free Credit
Buy your furniture today and pay by interest free installments
Found the perfect furniture, but prefer not to pay the full sum right now? No problem - we offer our furniture on finance to in-store clients.
Furniture & Beds on Finance - The Details
- - We offer up to 3 Years Interest Free Credit
- - The minimum spend is just £300
- - The minimum deposit required is 10% (much lower than most other furniture stores in Cornwall)
Depending on the product you are looking to purchase, we can offer a payment term of between 6 - 36 months interest free.
Our Interest Free Credit does exclude some of our products. Please enquire in store or call 01326 373 272 for more information
Quick Case Study
As an example, say you wanted to purchase a corner sofa from Christies today. It is worth £1,000 and we offer a ten month, interest free credit payment plan:
|Interest free period||Value||Deposit (@10%)||Monthly Instalments|
|20 Months||£1,000||£100||£45 x 20|
Frequently Asked QuestionsIf I buy furniture on finance, can I pay a higher deposit?
If you wish, you can increase the deposit to lower your monthly payment structure.When do my repayments start?
The month after you receive your furniture.What about hidden fees?
There are none! It’s a simple arrangement and all will be explained thoroughly in store.Is there a penalty for settling the balance early?
No penalty - you can pay off the remainder whenever you’re ready.Can anyone apply for finance?
In order to apply for finance you must:
- - Be 18 years of age or over
- - Have a good credit history
- - Be a permanent UK resident and lived in the UK for the last 3 years
- - Be either employed for more than 16 hours per week, retired, self-employed or in receipt of an invalidity of disability allowance.
In the extremely unlikely event that there is an issue, the European Community operate a dispute resolution service:European Online Dispute Resolution
The small print!
Credit is available subject to status to UK residents aged 18 or over. MPG Enterprises Limited trading as Christie's Furniture acts as a credit broker and not as a lender, their registered office is Sigma House, Oak View Close, Edginswell Park, Torquay, TQ2 7FF. Credit is provided by Hitachi Capital Consumer Finance, 2 Apex View, Leeds, LS11 9BH, is authorised and regulated by the Financial Conduct Authority.